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	<title>Comments on: Banks consider fees targeting responsible consumers</title>
	<atom:link href="http://whitmanpioneer.com/opinion/columnists/2009/11/11/banks-now-considering-fees-targeting-responsible-consumers/feed/" rel="self" type="application/rss+xml" />
	<link>http://whitmanpioneer.com/opinion/columnists/2009/11/11/banks-now-considering-fees-targeting-responsible-consumers/</link>
	<description>The Pioneer &#124; Whitman news, delivered.</description>
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		<title>By: Gabriela Salvidea</title>
		<link>http://whitmanpioneer.com/opinion/columnists/2009/11/11/banks-now-considering-fees-targeting-responsible-consumers/comment-page-1/#comment-5827</link>
		<dc:creator>Gabriela Salvidea</dc:creator>
		<pubDate>Sun, 08 Nov 2009 18:04:41 +0000</pubDate>
		<guid isPermaLink="false">http://whitmanpioneer.com/?p=9608#comment-5827</guid>
		<description>Bryant—please look this over to make sure date references are appropriate for Nov. 12 publication. Thanks!</description>
		<content:encoded><![CDATA[<p>Bryant—please look this over to make sure date references are appropriate for Nov. 12 publication. Thanks!</p>
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		<title>By: Gabriela Salvidea</title>
		<link>http://whitmanpioneer.com/opinion/columnists/2009/11/11/banks-now-considering-fees-targeting-responsible-consumers/comment-page-1/#comment-5743</link>
		<dc:creator>Gabriela Salvidea</dc:creator>
		<pubDate>Mon, 02 Nov 2009 11:35:35 +0000</pubDate>
		<guid isPermaLink="false">http://whitmanpioneer.com/?p=9608#comment-5743</guid>
		<description>&quot;Credit rating, overall worthiness of a customer is not to be confused with credit score, a  measurement of that worthiness.&quot;—this is confusing. I don&#039;t understand how they are different.</description>
		<content:encoded><![CDATA[<p>&#8220;Credit rating, overall worthiness of a customer is not to be confused with credit score, a  measurement of that worthiness.&#8221;—this is confusing. I don&#8217;t understand how they are different.</p>
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		<title>By: Gabriela Salvidea</title>
		<link>http://whitmanpioneer.com/opinion/columnists/2009/11/11/banks-now-considering-fees-targeting-responsible-consumers/comment-page-1/#comment-5742</link>
		<dc:creator>Gabriela Salvidea</dc:creator>
		<pubDate>Mon, 02 Nov 2009 11:35:30 +0000</pubDate>
		<guid isPermaLink="false">http://whitmanpioneer.com/?p=9608#comment-5742</guid>
		<description>&quot;Credit rating, overall worthiness of a customer is not to be confused with credit score, a  measurement of that worthiness.&quot;—this is confusing. I don&#039;t understand how they are different.</description>
		<content:encoded><![CDATA[<p>&#8220;Credit rating, overall worthiness of a customer is not to be confused with credit score, a  measurement of that worthiness.&#8221;—this is confusing. I don&#8217;t understand how they are different.</p>
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		<title>By: Gabriela Salvidea</title>
		<link>http://whitmanpioneer.com/opinion/columnists/2009/11/11/banks-now-considering-fees-targeting-responsible-consumers/comment-page-1/#comment-5666</link>
		<dc:creator>Gabriela Salvidea</dc:creator>
		<pubDate>Fri, 30 Oct 2009 18:03:19 +0000</pubDate>
		<guid isPermaLink="false">http://whitmanpioneer.com/?p=9608#comment-5666</guid>
		<description>Hey Bryant, 

This is a really interesting piece, there are just a lot of places where you need to clarify or re-word things that are really confusing. Keep in mind that most readers will not be as informed as this stuff as you, so you really need to walk us through your points. 

See below for details:

&quot;According to omaha.com&quot;—this citation isn&#039;t acceptbale because it tells us nothing about the source you&#039;re citing. Instead, say &quot;The Omaha Herald&quot; or whatever the name of that publication is. 

&quot;Where is the sense in charging people to spend money?&quot;—elaborate this point. Do you mean that people spending money on credit card is already benefitting those businesses, so my increase the burden?

&quot;This is where customers need to be ever vigilant in monitoring their credit card company&#039;s behavior, protest, as none of us will tolerate this&quot;—this sentence ends in a fragment. Clean it up, preferably by turning it into two sentences. 

&quot;Banks are experimenting with what customers want as they look for another source of revenue&quot;—the beginning of this sentence doesn&#039;t make sense, and the sentence doesn&#039;t end with a period. I take it you&#039;re still working on it?

&quot;Credit card companies are looking for a new cource of revenue in preparation of the new federal credit card regulations that will take effect February 22 next year. The new regulations will take a signifigant hit on their revenue as they are not allowed to adjust the interests or default customers as they are opperating now.&quot;—WOW, this is a hugely important morsel of information, explaining entirely what motivated this article. Bring it way up, if not as the first sentence, then at least the second or third. 

&quot;will not be allowed to adjust the interests or default customers as they are opperating now.&quot;—I don&#039;t totally get this, esp. the second part. Please explain for us who are less informed about financial stuff. 

&quot;as customers everywhere charge so much money so even if it were a small percentage of all the sales on family makes&quot;—this is another sentence that doesn&#039;t really end...even if it&#039;s a small percentage, then what?

&quot;Every little bit counts, and even small transactions will amass to a large amount as credit cards are more convienent to use than cash or checks.&quot;—Here you&#039;ve awkwardly joined two separate arguments. Treat them each individually, don&#039;t combine them like this. 

&quot;Banks are looking for just another source of revenue. However, banks could start charging for everything like the airline companies.&quot;—I&#039;ve polished this sentence for you, but you really need to explain what you mean. What kind of stuff could banks charge for that would be more fair?

&quot;Stop this trial, test fee and we stop a chain of many different other fees and unnecessary costs for using credit cards.&quot;—please clarify this too.</description>
		<content:encoded><![CDATA[<p>Hey Bryant, </p>
<p>This is a really interesting piece, there are just a lot of places where you need to clarify or re-word things that are really confusing. Keep in mind that most readers will not be as informed as this stuff as you, so you really need to walk us through your points. </p>
<p>See below for details:</p>
<p>&#8220;According to omaha.com&#8221;—this citation isn&#8217;t acceptbale because it tells us nothing about the source you&#8217;re citing. Instead, say &#8220;The Omaha Herald&#8221; or whatever the name of that publication is. </p>
<p>&#8220;Where is the sense in charging people to spend money?&#8221;—elaborate this point. Do you mean that people spending money on credit card is already benefitting those businesses, so my increase the burden?</p>
<p>&#8220;This is where customers need to be ever vigilant in monitoring their credit card company&#8217;s behavior, protest, as none of us will tolerate this&#8221;—this sentence ends in a fragment. Clean it up, preferably by turning it into two sentences. </p>
<p>&#8220;Banks are experimenting with what customers want as they look for another source of revenue&#8221;—the beginning of this sentence doesn&#8217;t make sense, and the sentence doesn&#8217;t end with a period. I take it you&#8217;re still working on it?</p>
<p>&#8220;Credit card companies are looking for a new cource of revenue in preparation of the new federal credit card regulations that will take effect February 22 next year. The new regulations will take a signifigant hit on their revenue as they are not allowed to adjust the interests or default customers as they are opperating now.&#8221;—WOW, this is a hugely important morsel of information, explaining entirely what motivated this article. Bring it way up, if not as the first sentence, then at least the second or third. </p>
<p>&#8220;will not be allowed to adjust the interests or default customers as they are opperating now.&#8221;—I don&#8217;t totally get this, esp. the second part. Please explain for us who are less informed about financial stuff. </p>
<p>&#8220;as customers everywhere charge so much money so even if it were a small percentage of all the sales on family makes&#8221;—this is another sentence that doesn&#8217;t really end&#8230;even if it&#8217;s a small percentage, then what?</p>
<p>&#8220;Every little bit counts, and even small transactions will amass to a large amount as credit cards are more convienent to use than cash or checks.&#8221;—Here you&#8217;ve awkwardly joined two separate arguments. Treat them each individually, don&#8217;t combine them like this. </p>
<p>&#8220;Banks are looking for just another source of revenue. However, banks could start charging for everything like the airline companies.&#8221;—I&#8217;ve polished this sentence for you, but you really need to explain what you mean. What kind of stuff could banks charge for that would be more fair?</p>
<p>&#8220;Stop this trial, test fee and we stop a chain of many different other fees and unnecessary costs for using credit cards.&#8221;—please clarify this too.</p>
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